Authors:
Lucia Terrenghi, Benedict Davies, Ethan Eismann
Cash-based economies present systemic problems for emerging market nations wishing to advance the levels of prosperity and opportunity for their citizens. These problems range from a lack of regulation and accountability (making it easy for corruption to flourish) to the cost of securely manufacturing, storing, transporting, and exchanging money. In addition, cash reliance in emerging markets is exacerbated by the challenges facing citizens wishing to open bank accounts. The World Bank [1] estimates there are 2.5 billion people without a bank account, over half of which are living in developing countries. This statistic is attributed to factors including poor…
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